This entry was posted on Tuesday, April 13th, 2010 at 9:00 am and is filed under Car Accidents, Common Accidents, Personal Injury Claims. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
Car Accident Claims and Uninsured Drivers
In the UK if anyone is injured in a car accident and it wasn’t their fault, they have the right to claim compensation based on their injuries. When a car accident claim is filed, it will be filed against the driver that caused the accident. Because drivers must be insured in the UK, the claim is actually against the driver’s insurance company.
Even though it is the law that drivers are insured in the UK, there is a significant number who are not. So, what happens when a person is injured by an uninsured driver? If the driver is uninsured, will a claim be paid? Luckily, the Motor Insurers Bureau was set up in 1946 to deal with accidents that involved uninsured or untraced, hit and run, drivers. This is a privately run organisation that provides compensation under three different schemes. The uninsured driver’s scheme is for any compensation claims against such drivers. It will consider compensation claims that can include repair or replacement of a vehicle, medical and treatment expenses, hire car expenses and pain and suffering due to injuries. The untraced drivers scheme deals with compensation claims from victims of hit and run drivers. The final scheme, the green card scheme, provides compensation if the accident is caused by a foreign driver.
While victims may be able to claim compensation from the Motor Insurers Bureau, there are strict regulations for filing the claims and for what can and will be paid. In these cases, it is still worth seeking the assistance of an accident claims solicitor to ensure that all regulations are met when filing the compensation claim.
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