Walker Jack Consultants

Whiplash is one of the most common injuries suffered in car accidents, which results in a growing number of claims for whiplash compensation. Whiplash is an injury to the neck that is caused when the head moves suddenly. This movement can send the vertebrae of the spine out of line, leaving neck motion limited and painful.

This whiplash damage can lead to muscles and ligaments to be torn. Sometimes the discs in the spine also rupture due to whiplash. Symptoms that can accompany whiplash include headaches and dizziness. The injuries will vary from person to person and recovery times will differ, with some people needing to spend several weeks recovering. 

Claiming for whiplash compensation is important if the injury will keep you from working for a while, as you may need to recover these costs. Finding a lawyer who can help you to make a no win no fee personal injury claim is a good idea as this can reduce the costs involved. Consulting a solicitor is an essential part of the process as they will be able to advise you on the best way to proceed with your claim.

There are a number of specialist firms who deal with personal injury claims and the injuries sustained in road traffic accidents are among the most common that are pursued for compensation. Whiplash compensation will vary depending upon the extent of the injury, the treatment needed and the length of time that the sufferer has been forced to take off work.

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Most car accident claims involving a personal injury are usually against individuals who have fully comprehensive car insurance. But what exactly is meant, by ‘fully comp’?

In reality there is no such thing as fully comprehensive insurance as there are always exclusions. That being said, fully comprehensive includes everything relating to third party, fire and theft plus accidental damage insurance. The latter refers to damage to a person’s vehicle and includes malicious damage. Windscreen damage is also usually included in the policy but this is likely to be subject to a monetary excess. 

All cars valued over £5000 must be comprehensively insured, with optional extra benefits included such as personal accident cover. It should be noted that drivers are not automatically covered for this.  Legal cover, which enables the car driver access to legal representation if necessary, is also often included as an option.  Another optional benefit is a day 90 EU Green Card that covers accidents occurring while travelling in the European Union.

It was mentioned above that there are exclusions to all fully comprehensive insurance policies taken out. A common restriction will include third party driver cover, which means that any driver other than the insured person cannot drive the vehicle unless they are named on the policy.  Any driver policies are still available but will be more expensive.

Individuals under the age of 25 who work in certain occupations or a driver with a poor claims record, or who has a criminal record, might be refused insurance cover by some companies.

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If you’ve ever been involved in a traffic accident, you know that besides the damage to your car, you may end up injured yourself, end up missing work, or have other costs to deal with.  Car accident claims can be very complicated, involving yourself, the other party, insurance companies, employers, and even solicitors.  Personal injury claims resulting from an accident involve even more complexity, because you’re bringing doctors and other medical professionals into the mix.  Unless you happen to be an expert in accident or personal injury law, this type of situation can quickly escalate into something beyond your ability to handle.
 
A call to your local Citizens Advice Bureau (England and Wales) or Citizens Advice Scotland can often give you some basic information about what steps to take, such as documenting the basic facts of the accident, taking pictures, and information regarding solicitors and claims management companies.  Should you choose to retain a solicitor, the CAB can describe for you the various compensation schemes typically used, though they can’t tell you which solicitor to choose or which fee scheme is best. 
 
A no win no fee personal injury solicitor is sometimes chosen, as many people don’t have the cash saved to pay the solicitor’s fees prior to claim settlement.  Be aware that “no fee” doesn’t mean “no money”: other costs associated with your case will need to be paid, such as court filing fees, accident report fees, and travelling expenses.  Make sure that the fees, as well as who will pay them and when, are explicitly spelled out in any agreement you make with a solicitor.
 
The no win no fee scheme opens the legal doors to many who could not otherwise afford to retain a solicitor, but this type of agreement should only be entered after one completely understands how the solicitor will receive compensation.

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In the UK if anyone is injured in a car accident and it wasn’t their fault, they have the right to claim compensation based on their injuries. When a car accident claim is filed, it will be filed against the driver that caused the accident. Because drivers must be insured in the UK, the claim is actually against the driver’s insurance company.

Even though it is the law that drivers are insured in the UK, there is a significant number who are not. So, what happens when a person is injured by an uninsured driver? If the driver is uninsured, will a claim be paid?  Luckily, the Motor Insurers Bureau was set up in 1946 to deal with accidents that involved uninsured or untraced, hit and run, drivers. This is a privately run organisation that provides compensation under three different schemes. The uninsured driver’s scheme is for any compensation claims against such drivers. It will consider compensation claims that can include repair or replacement of a vehicle, medical and treatment expenses, hire car expenses and pain and suffering due to injuries. The untraced drivers scheme deals with compensation claims from victims of hit and run drivers. The final scheme, the green card scheme, provides compensation if the accident is caused by a foreign driver.

While victims may be able to claim compensation from the Motor Insurers Bureau, there are strict regulations for filing the claims and for what can and will be paid. In these cases, it is still worth seeking the assistance of an accident claims solicitor to ensure that all regulations are met when filing the compensation claim.

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When making a claim for compensation after an accident, most people tend to focus on the amount of money they hope to receive to compensate for the injury. While this is obviously important, it is not the complete story.

Compensation for personal injury claims can be divided into two types: general damages and special damages.

The term general damages refers to money paid out for physical injury, loss of future earnings plus pain and suffering, (e.g. anxiety etc). A judge decides the level of compensation to be paid out.

Special damages cover the actual losses incurred by the injured party. This would include damage to clothing, and or other belongings, the costs of care (e.g. child care), travel costs to hospital and medical expenses, including any private treatment. It might also include any costs incurred for hiring and repairing a car.

It is possible in a no win no fee accident claim, that the judge deems the claimant partially responsible. In this case damages will be reduced. For example, if the person claiming wasn’t wearing a seat belt during a car accident.

It is also important to realise that if a claimant is in receipt of social security benefits that these may be affected. In short, it is likely that any benefits received after being paid compensation from a personal injury claim, will have to be paid back.

Unfortunately, the rules relating to benefits and compensation are complex. It is therefore worthwhile seeking out specialist help.

No win no fee accident claims are now very common business amongst solicitors so this is often the best route to go down.

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One of the most common personal injury claims that people make as a result of a car accident relates to whiplash. This is a soft tissue injury that generally occurs in the neck area after the head has been jerked either forward or backward during an impact, which causes the neck muscles to stretch and tear. The movement is violent enough to cause pain, and the severity of the whiplash injury can range from simple pain to severe enough to require surgery. It is estimated that roughly 10% of all whiplash related injuries resulting from car accidents cause long-term disability.

Whiplash compensation claims are generally made for neck injuries directly resulting from a motor vehicle accident. Whiplash can occur even if the speed of the vehicle is exceptionally low. While some individuals make a speedy recovery, others suffer from severe pain and restricted movement for a lifetime, and require some form of whiplash compensation in order to deal with the additional medical fees related to the problem. Whiplash injuries are extremely easy to diagnose, and simply require a visit to your local physician. Once you have determined whether or not you have whiplash, you can begin working on the process of receiving whiplash compensation as a result of the accident.

Whiplash compensation as a result of car accident claims is a simple process to start. Simply contact your insurance company or local lawyer for more information on which forms are required and how to start the process of receiving your compensation.

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Although your body may be held in place through the use of a seat belt, there are still specific types of injuries which can occur as a result of the sudden jerking motion of a motor vehicle during an accident. One of the most common types of injury as a result of car accidents is whiplash, although it is not the only type of injury that can occur as a result of being in an accident. If you are involved in any type of accident as a passenger in a vehicle and suffer some form of injury, you are entitled by law to make a no win no fee personal injury claim. Under this law you can make personal injury claims as a result of any type of injuries suffered, regardless of whether you were a passenger on a train, bus, taxi, motorcycle, or even just another car.

The no win no fee claim allows you to receive due compensation for any type of injuries suffered as a result of being a passenger in a vehicle. This free claims process allows you to receive 100% compensation, so long as the accident was someone else’s fault and you were nothing more than a passenger. The driver of the vehicle, or the company that owns the vehicle, is liable for any personal injury claim you might make. In any case where you suffer personal injury through no fault of your own, you are allowed to make a no win no fee personal injury claim under the current laws. Contact your nearest no win no fee lawyer for more information.

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Car accident claims can be an extremely stressful situation for anyone involved in the process. This remains the same regardless of whether or not the individual in question is a pedestrian, driver or passenger, and even if you have not sustained serious injuries it can still be a relatively stressful procedure that requires time away from work and plenty of time spent working through legal aspects. Or does it?

In today’s legal system, the no win no fee solicitor works for you to ensure that the process is as painless as possible, and helps you to make any sort of personal injury claims as a result of negligence on the part of the defendant. If you do end up making a personal injury claim, the insurers of the individual responsible for the accident are required by law to cover the costs of the claim, as well as any sort of compensation you are awarded under the no win no fee laws in place.

It is required by law for all individuals driving a motor vehicle to have the relevant insurance coverage so that if an accident occurs everyone involved is covered by the insurance, meaning that anyone suffering from a car accident is entitled by law to be compensated for their losses and expenses as well as any stress and suffering endured. Under the no win no fee arrangement, you can make a claim even if you are financially strapped, because the insurance companies are required by law to cover your fees.

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Accident claims are fairly complicated issues given the fact that there are a wide variety of variables which can be part of the overall process involved in any type of compensation, whether that be whiplash compensation as a result of a car crash or personal injury compensation as a result of some form of accident on the job, such as falling or slipping in a shop or public area due to either a lack of training, improper safety equipment, or mechanical issues. Any time you suffer an accident that you are not at fault for you are entitled to claim compensation as well as any sort of medical expenses that occur as a result of the accident.

The types of compensation awarded to people depends entirely on the extent of injuries suffered by the claimant, but as a general rule you can expect to see a reimbursement of expenses and any loss of earnings as a result of the injury, provided you were not negligent. Contacting your accident claims specialist through your local insurance provider can help give you a better idea of how much compensation you could receive, and what type of compensation you are eligible for. Most accident claims specialists work on a no win no fee basis, which means that if the suit is successful you will receive 100% compensation and are not required to pay any associated fees from your own pocket. Instead, all legal fees are covered under the no win no fee compensation package, and your no win no fee lawyer will be compensated accordingly.

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If you are involved in a car accident, it is absolutely vital that you exchange contact and insurance information with the driver of the other vehicle, even if there is no apparent damage up front, either to the vehicles or to the individuals in question. The reason for this is simple: some injuries, such as whiplash, will only become apparent several days, weeks, or even months after an accident has occurred, so ensuring you have the details of the other vehicle and its driver allows you to file a personal injury claim if it becomes necessary.

No win no fee personal injury claims and whiplash compensation claims are two of the most common types of accident claims made in the 21st century. If you do suffer an accident and you find yourself suffering from a personal injury at some point down the road, you can reference the information exchanged with the driver of the other vehicle and make a no win no fee accident claim through your insurer. Once you have contacted your insurer, you will need to contact a no win no fee lawyer to start the legal process to ensure that you are compensated for any sort of medical expenses, loss of work, or other fees that are related to the personal injury claim. Remember, everyone is entitled to no win no fee compensation, regardless of their financial situation, so if you find yourself suffering in any way after an accident, contact your insurance company immediately to start the process.

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